Club 4x4 insurance problems

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Club 4x4 insurance problems

Get in touch with us regarding your concerns. When you make your complaint please provide as much information as possible, to assist us in resolving your matter quickly. Following the review we will provide, in writing, our final decision. If your complaint is not resolved in a manner satisfactory to you, or we do not resolve your complaint within 30 calendar days of receiving it, you may refer the matter to the Australian Financial Complaints Authority AFCA :. The Australian Financial Complaints Authority. Website: www. Email: info afca. AFCA provides a free and independent dispute resolution service for consumers who have general insurance disputes falling within its terms. A decision by AFCA is binding on us but is not binding on you. You also have the right to seek further legal assistance.

The only difference in cover is tha I have been there and I wish you well. Did a runner.

I have insured my troopcarrier and phoenix caravan with the above company for the past 2 years. This year's renewal just came in. I have never had a claim before, been driving for 45 years. I spoke to the company and they simply replied "our policy book was recently reviewed and this is our best price" in other words "like it" or "go elsewhere". For others using this company, be prepared for a very steep increase in your premium.

Please be aware, these articles focus on the major issues and should not be viewed as a substitute for appropriately looking through your PDS before deciding to take up coverage with Club 4X4. This time around we will focus on the physical deterioration of your vehicle. What we discuss in this article can be referenced back to page 19 of our PDS. Physical Deterioration of your vehicle. This is an area of motor insurance that is commonly misunderstood among people. It links back to the notion that your policy provides coverage mainly for unforeseeable circumstances that cause damage to your vehicle.

Club 4x4 insurance problems

I owe the idea of this article to Ricko from The Offroad Adventure Show , you are the reason why I dragged myself away from my desk to go out for a few days — cheers mate. His words were — every negative has a positive. Never have truer words been uttered. They allow us to determine whether we can insure you under our guidelines and, if so, what premium we need to set. If we would have knocked you back during the quote having had the full information and we find out at the time of claim that the information was wrong, is it right to expect to get paid? And should everyone else have to fund that potential claim? Any claim made whilst undertaking any illegal act will be denied. This includes trespassing and going into closed tracks or closed roadways.

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Ian Ranger50 wrote:. With the steering wheel locked one way, and checking the car next to me and camera, I rolled back gently. I have asked them the question, this If I am held responsible for my kids accidents does that mean they are held responsible for this accident Andy was driving. The premiums are only worth how much you value the extra cover. Date: AM Oct 5, Needless to say, my driving after two accidents was extremely timid, checking every move I made over and over. Sign In Sign Up. If you were on a gazetted track or on a legal area with no designated tracks, you were fully covered anywhere in Australia. Being on the road for 3 months meant this was a pain in the backside. You are right plus I have had a claim with KT, no problems at all. Any victory over an Insurance Company when they start playing funny buggers is certainly one to celebrate. There is no time like the present. Peter Morris peter1 17 Oct

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Posted April 20, I have added watt of solar, redarc controller, full river battery, instant gas hot water, twin wheel carrier, awning walls etc etc etc. Thank you for your comments. Please log in to post quick replies. We had an accident with a cow over easter, taking out the front of the cruiser. For a better experience, please enable JavaScript in your browser before proceeding. I have asked them the question, this If I am held responsible for my kids accidents does that mean they are held responsible for this accident Andy was driving. Goodness what a lot of run around. Needless to say they won't be getting that policy either. Quick Reply. Ian Ranger50 18 Nov Wandering Slaters Posted April 18, On Friday I received a text message to call club 4x4 urgently, so I called only to be told by a claims consultant that my claim has been denied and my policy cancelled do to non-disclosure of 9 vehicle insurance claims prior to inception of the policy which was back on 6th April We have made 2 claims, 1 for caravan, 1 for car.