Coles home and contents insurance reviews

Coles has over a century dedicated to giving Aussie families the products and services they need for a happy, healthy home, at prices they can afford.

I switch home insurers every year to make sure I am getting the best possible price. As a result my insurance premium goes down every year, not up, and I have experience with most of the major insurance companies. Coles home insurance is definitely cheap and the ongoing bonus flybuy points you can earn make it cheaper again. One major tip is to ring Coles directly to purchase and not buy online. Coles were the cheapest online quote, but by ringing Coles directly they were able to give me a further discount. The customer service was similar to every other insurer I have used. I made a water damage claim 5 months ago.

Coles home and contents insurance reviews

We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. Your sum insured amount is the maximum amount your insurer will pay to repair or replace your building. You should set it to the cost of replacing all of your belongings. If a policy has an underinsurance safety net also called "gap cover" the insurer will pay a percentage above your sum insured if necessary. A total building replacement policy doesn't use a sum insured - you simply get your building totally replaced. The sum insured is the maximum amount your insurer will pay to replace your contents. Cover for when a member of your household is responsible for damage to or loss of another's property, or another person's injury or death. Building insurance usually covers you at home, while contents insurance covers you away from home. Does this insurer impose an extra administration fee for paying monthly? This is sometimes described as a discount for paying annually, but it amounts to the same thing. The fewer dollar signs, the cheaper the policy compared to other products available in the territory. The fewer dollar signs, the cheaper the policy compared to other products available in the state. North Queensland means north of the Tropic of Capricorn.

Diane, Western Australia, reviewed about 2 years ago.

I had a home burglary. At first the attention to re-secure the house was very good and the tradespeople were very helpful. Receiving payment for stolen items was like pulling teeth. It is still not settled after 14 months. They are tricky beyond belief, including by having a slow response time to each email, by separating each individual item stolen into its own case with multiple staff handling it, by accepting liability but not paying, by lying about the contract I signed, by refusing to answer questions and by asking for the same information over and over. To add insult to injury, they doubled my premium for the following year.

In this guide. Reviews of other home insurance brands. You can get 3 different policy types. Coles offers building insurance, contents insurance, and a combined home and contents insurance policy. To add to that, Coles also offers landlord insurance. Some main events covered by Coles Home Insurance include:. Escape of liquid.

Coles home and contents insurance reviews

We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. Your sum insured amount is the maximum amount your insurer will pay to repair or replace your building.

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Terms of Service and Privacy Policy. Hugh, Queensland, reviewed 10 months ago. Cover for your visitors' belongings if they are lost or damaged in an insured event. It must be a free standing house, townhouse, villa or duplex, semi-detached house or terrace. Mozo users have rated Coles home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences. Optional add-ons. Overall 7. If you want a higher level of cover you may be able to specifically list the item. Richelle 15 May , PM. How much will you get in a cash settlement? Home insurance.

I had a home burglary. At first the attention to re-secure the house was very good and the tradespeople were very helpful.

Create an account or log in to write a review. Register now. Flood is automatically included as an insured event. Tom, Western Australia, reviewed 5 months ago. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Specs Specifications Features Features. Create an account to write a review. Disclaimer Important information on terms, conditions and sub-limits Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. Member Review. Coles offers building insurance, contents insurance, and a combined home and contents insurance policy. Coles Home Insurance.