Mortgage broker moneysavingexpert

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Posted in: Latest News. These have been uncertain times for those looking to get a good mortgage, including current homeowners reaching the end of their fixed rate period who will need to find a new deal. Sudden jitters in the financial market following the recent mini-budget exacerbated an already precarious fiscal position in the UK. Homeowners suddenly found future repayments potentially rising by hundreds of pounds in just a matter of weeks. New chancellor Jeremy Hunt has quickly reversed unfunded tax cuts and hopefully calmed the gilt market, at least for the moment.

Mortgage broker moneysavingexpert

Opening hours:. Mon - Sat 8. Evening and home appointments available. Martin Lewis from Money Savings Expert offers lots of advice to those looking to remortgage in these uncertain times. Martin has said numerous times, on TV, radio and in the press that he recommends people to use a reputable Independent Mortgage Broker. Once you've benchmarked a good rate from our Mortgage best buys tool, it's time to see if a qualified mortgage broker can beat it. Mortgage brokers scour the market to find you a good mortgage deal. By using one, you swiftly cover a huge slew of lenders, and get added clout with them to ease your acceptance as well as an extra layer of protection if things go wrong. They will also be able to advise you on Government mortgage schemes including shared ownership and Help to Buy equity loans if you're eligible — tell your broker upfront if that's what you're looking for. Qualified mortgage brokers are also worth their weight in gold, because they know key details about lenders' criteria. So they would know if the lender you're thinking of doesn't lend on properties above shops, or in council blocks — so they'd be able to recommend a different lender that does. But, the key is to find a broker you're comfortable with. The estate agents you meet when house hunting will often recommend brokers. They may even work from the same office.

Finally, you should always make sure that your mortgage broker is properly registered. Some are limited in what they can offer you. Book Your Free Consultation.

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Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners. When financing a home purchase, a mortgage broker is like a matchmaker in a relationship: They can help you find a lender with the best mortgage for your needs, secure a competitive interest rate and save you time and money. Follow these steps to find the right mortgage broker for you. As with any important financial decision, thorough research is the first step to making sure you choose wisely. Here's how to get started:. Reach out to friends and family. Ask your family and friends if they have used a mortgage broker. Were they satisfied with the service they received?

Mortgage broker moneysavingexpert

The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Here's an explanation for how we make money. Founded in , Bankrate has a long track record of helping people make smart financial choices. All of our content is authored by highly qualified professionals and edited by subject matter experts , who ensure everything we publish is objective, accurate and trustworthy.

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Story Saved. Based in North Wales and Chester, Love Mortgages is run by Bethan Davies who has nearly 2 decades of experience providing mortgage and financial advice to a wide range of different customers across the UK. Veteran BBC war reporter Kate Adie 'only discovered she was partially deaf' when a grenade hit her Beirut hotel balcony. Mortgage brokers scour the market to find you a good mortgage deal. Before the damage done by the mini-budget, there were more than 4, different mortgage products on the market. Not all brokers are the same. More Newsletters. Newcastle upon Tyne. If they offer you the choice between fee or commission, then they can call themselves 'independent'. Once you've found a broker you're happy with, you need to ask them the next questions to find out if they're the best broker for you. These include eligibility for government schemes as well as which type of mortgage is right for you.

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County Durham man given three-year animal ban after wolfhounds found living in squalid flat. The broker you want to ideally work with offers whole-of-market access — that means they should be able to look at everything currently available. The first question you need to ask any potential mortgage broker is whether they can find deals from all available lenders. Ask friends who've moved for recommendations — many local brokers are fantastic. In the wake of the mini-budget, many existing deals were taken off the table within a few days of the market turmoil becoming evident. Quick Repayment Calculator Use the calculator below to get a rough idea of the monthly mortgage payments you can expect. Market sentiment is improving due to rising incomes and an initial decline in mortgage rates. The future seemed uncertain. Some are limited in what they can offer you. At Love Mortgages , our expert brokers have a detailed understanding of the mortgage market and work with a range of homeowners and buyers to ensure they get the best deal for their needs.